Debt Relief & Management | Moneyplus Debt Solutions

APPLY

Simply fill our application
form, it takes less than 5 mins to
get started! We start working on
your application right after the submission.

LET US HANDLE

We will handle everything for you!
Our team will act on your behalf & talk with
creditors, pause/freeze ongoing payments,
and come up with the best monthly plan
for you with just one affordable payment.

BE DEBT FREE

Enjoy peace of mind knowing your debt is being
effectively managed. Complete your Informal
Debt Arrangement, and leave your debts
in the past where they belong.

Got Unsecured Debt? Don’t worry, our informal debt plan is the solution of your financial stress. If you're finding it difficult to meet everyday expenses, falling behind on repayments, or feeling overwhelmed by persistent creditor calls, submit an application and let us handle everything.

Our team will liaise directly with your creditors on your behalf, aiming to reduce your overall debt and pause accruing interest. We’ll work with you to establish a manageable, fixed-term repayment plan tailored to your circumstances.

Let us take on the burden of creditor negotiations and repayment management, so you can focus on rebuilding your financial wellbeing with confidence and peace of mind.

Flexibility in Debt Management: Unlike more rigid formal arrangements, an informal debt agreement lets you choose which debts to include, offering more control over your financial obligations.
Reduced or Paused Interest: In many cases, creditors agree to pause or reduce interest on the debts, making repayment more manageable and potentially reducing the overall amount owed.
Simplified Payment Process: With an informal debt agreement, you make a single regular payment, often managed by a third party who handles distributions to creditors, simplifying your financial responsibilities.
Potential Debt Reduction: Creditors may agree to accept a lower repayment amount, which can significantly reduce your debt burden over time.
Protection from Creditor Harassment: Once creditors are notified of the agreement, collection calls and harassment usually stop, providing relief and allowing you to focus on repayment without constant pressure.
Less Impact on Credit File: Acting early and opting for an informal arrangement can help mitigate severe negative impacts on your credit report compared to bankruptcy or other formal insolvency solutions.
Encourages Creditor Cooperation: Having a structured repayment plan in place shows creditors your commitment to repayment, often leading to better cooperation and a smoother path to debt resolution.

Over 18

Are you 18 years old?

Unsecured Debt

Are you currently having $7,000
or more in unsecured debt?

Financial Hardship

Are you experiencing financial hardship
and finding it difficult to manage?

Currently Working

You must be currently working.

Why Choose Us?

At Money Plus Debt Solutions, we specialise in helping Australians manage and resolve personal debt. With over 20 years of experience in the credit services industry, we know how stressful and isolating financial hardship can feel—and we’re here to change that.

Our team is committed to supporting individuals who are struggling with repayments, creditor pressure, or mounting debt. We offer personalised, practical debt solutions designed to relieve stress and put you back in control.

This business was founded with one goal in mind: to provide real, compassionate help to those facing financial challenges. Whether you’re behind on payments or simply overwhelmed, we’ll work with you to build a clear path toward financial stability and peace of mind.

Let us help you take the first step towards a debt-free future.